Also remember that there are no actual standards and testing done on vendor ratings. And as noted, everyone is different. A buddy of yours could borrow your set up, sleep at 45 and proclaim "Toasty, I awoke and had pulled the TQ down some....". Also there has been the discussion about the temps. Say a TQ is stated to be 20 degrees. Does that mean the vendor believes most people will be toasty warm at 20 degrees? Or simply survive the night?
Just saying as others are saying, it all depends on the gear and how you feel when using it.
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