Hey y'all!
I'm about to buy my first topquilt(s) and am torn between buying a single colder rated one, or a couple of summer weight quilts to layer as needed.
If I buy a single quilt, I was leaning toward down and something in the 30ºF or even 20ºF temperature range

- OR -

I was thinking of buying a 55" Operator or Recon Series from Loco Libre (short, no shoulder coverage) and doubling it up with something like a Jacks R Better 40ºF Sierra Stealth that could be worn in jacket mode with it or even layered over top in colder months.

What are you folks opinions on this, and if I am planning to layer two quilts, is it advised that I go for a synthetic outer layer for moisture management?

I live in Portland, OR if that helps any - and do mostly three season camping but would love to be able to get out in the cold winters too!