I am saving up for an underquilt (I like the idea of the Hammockgear Incubator; I'd do it DIY, but the price difference seems to be minimal -- almost the same price even-- and I suck at sewing neatly) and one question that I can't really find an answer to easily is this:
If it is, say ~40*, what difference would you feel if you had a 0* underquilt vs the three-season or summer; assuming you are using 40* top insulation with each set?
My thinking, and I can't find any clarification on this yet, is that as heat rises and the main purpose of the bottom insulation is to reduce the convective heat loss from wind you wouldn't notice a difference between the 3-season and 0* quilts because once you have cut the cold and gotten rid of the convective heat loss your primary loss is from the top insulation. I figure you WOULD notice a between the 3-season/0-degree and the summer quilt because you would be right at the temperature rating of the summer quilt.
My prime motivation for asking is because I figure I will only be able to afford 1 UQ for a long time, and I still haven't figured out if it is best to do the bigger bulk and weight of the 0-degree or the 3-season. While I'm at it I also wonder what the stuff size difference is as my only pack is 50L. If the difference is pretty inconsequential and my theory is correct then it clearly makes the most sense to buy a 0* UQ as my first quilt. If my theory is wrong or the size difference is significant then I have to noodle on this while I save up...
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