Does anyone make a bug net underquilt protector combo? This would keep the rain off the underquilt and the mosquitos off the top. Also, it would keep the mosquitos off the bottom when the underquilt is pulled to the side. As an added advantage it may be able to be turned upside down and used as a top cover to keep in some warmth. In Florida, you always want a full bug net to protect the bottom, but why not use a water resistant material there and get a second usefulness.