I've been through some doozies here in Florida, but typically they don't last that long...our afternoon rains tend to be the east and west coast sea breezes meeting in the middle and blowing up, with a good 10-15 minute rager with winds and torrential rains. By October those are pretty much gone.
The all-day or overnight rains tend to be more frontal. In the winter, the biggies are nor'easters or Canadian blizzards that spin/push their way down south, usually snow and ice up north but major rain event down here.
For those times I know we're gonna get a deluge, I follow Shug's advice on lowering the tarp. I bring it down to the hammock ridgeline. When I get in, the hammock will drop a few inches but it stays pretty close. If I know the direction the storm is coming from I'll try to set up broadside to the wind. On the windward side, I'll pull the sides down at a steeper angle. The biggest issue is the tarp blowing in on me.
In the pic below, we were out island camping...was super windy all day, with a big front moving in later that evening that rained through the night and for the next two days. My gear got damp...mostly from the rain dripping off the tarp getting blasted by the wind into a mist and blown underneath the tarp. This is where an underquilt protector or a larger tarp would've been handy. This tarp is a WB Thunderfly...pretty good coverage but nowhere near the width of the tarp you were using. I'd say I stayed bone dry...the beetle buckles worked as a water break and my underquilt got some windspray on it but never really soaked through. I think the DWR coating helps in that regard.
Now, the time we had some super heavy ground fog for a few hours? Everything got wet.
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