I live just outside of Chattanooga and hike the Cumberland trail sections. I have an HG 20 and a 40 Phoenix which serves me very well year round. The coldest I’ve had the 20 to was 16 in a major wind with a 30d top quilt and slept like a baby. Winters here are fairly mild except for a few weeks during Jan or feb where we might see teens or lower but only for a few days. Even if you do find you want a diff rating. HG quilts seem to hold a high resale value and move pretty fast on this forums sale/buy area (in fact I just bought a inc 40 full length from another member about 10 mins ago lol.
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