For those who use a down sleeping bag for their top insulation, how do you find it in terms of ease of use (getting in and out) and overall comfort? I have a Feathered Friends Snowy Owl but I don't know how functional it would be in a hammock. The thing is huge (although ridiculously warm) and can be tricky to get zipped up due to all the down and baffles. For sleeping bag users do you find it to be a pain to get in and out of and to move around/get comfy? Eventually I'd like to get a top quilt for winter use but it's not in the budget at the moment, and I also sleep ridiculously cold (hence the -60* bag)...
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