I really like the karo step and have used it in my UQ and TQ. I chose it for the same reason, ease of inserting the down. I was recycling the down from several resale quilts that I had so I didn't want to try and measure out even amounts for tubular baffles.
I only made adjustments for the width as I figure the UQ bends more that way then it does for the length. There are a lot of really good youtube videos that will show you different ways of doing it, including making allowances for both length and width. That was a little too complicated for me so what I did was mark off the center of the quilt on both pieces. I marked out all my baffles measuring out from the center and just made the bottom wider than the top. Not the purist way to do it but it seemed to work fine for me. I used 4" baffles. I figured as long as I had the baffles lined up it would be fine. Here is a link to my underquilt project:
https://hammockforums.net/forum/show...t=total+resale
Let me know if you decide to go with Karo and I can give you some helpful tips that I learned from my research/project.
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