I'm sure this question has been asked before, so I'll apologize now. I'm still somewhat new to hammock camping and until now have always needed an under quilt due to low temps. But in 2 weeks I'm headed to the Smokies and don't know if an under quilt will be necessary. At what temperature is it generally safe to not use an under quilt without getting a cold butt? If I take an UQ it will be a HG Phoenix 40, but I'm concerned that it'll be too warm. Thanks
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