I did get wet with my Hammock Gear standard, more than once. A lot of people say "pitch the tarp low" when it's blowing, but I couldn't go any lower without ending up on the ground. I traded in my HG Standard for a Winter Palace and haven't gotten wet since.
In my opinion, an underquilt protector is a pretty heavy way to overcome a skimpy tarp. A ripstop UQP from 2QZQ would weigh the same (6.5 ounces) as the HG Standard CF tarp. You can go lighter with Argon (5.6 oz.) but I'd rather just have a 4-season tarp with doors like the Superfly or the HG Winter Palace.
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