When I first started hammock camping, The Terminator and I used 25+ inch wide pads from WallyWorld. The Terminator had condensation issues but I did not. I did try using a FL pad at 18 degrees but I got too cold and had to bail. Luckily I was in my back yard so I could escape to my house. I tried an inflatable pad and while it worked, it was not as comfortable as the pad. We have since gone to UQs which we find much more comfortable to use.
Bookmarks