Another option is to go crazy with a full purchase up front. Let's say $300 for both quilts (HG Econ) and $100 for a hammock. So $400.
Of course that's not pocket change, but skip the $3 morning coffee, eat out less, don't buy random junk on amazon like me, and do the 0% for 6 months with paypal ($66/mo) to dilute the sticker shock.
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