SectionHicker,
A pertinent question would be: What are you using for insulating you underside?
If using only a sleeping pad, it is much more comfortable to have something on top even when night time temps are reasonably warm. However, a down underquilt captures and radiates your body heat in a manner than creates its own micro-climate above. With a down-underquilt, I have slept comfortably with just a fleece jacket across my chest with overnight temps dipping into the 50's.
Anything you currently have will work fine as top insulation but, there is nothing which will compare to a good underquilt for hammock comfort.
Good Luck
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